RARE MECHANICSVILLE / ST. MARY'S COUNTY END UNIT | 4BD / 2.5BA POTENTIAL | WALKOUT LOWER LEVEL | NO HOA | INSTANT EQUITY (NOT IN MLS)
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Property Overview
Rare value add opportunity in the Hearts Desire community of Mechanicsville, St. Mary's County.
Three level end unit townhouse built in 1997 featuring 3 bedrooms, 1.5 bathrooms, approximately 1,120 square feet above grade and 560 square feet below grade.
Full unfinished walkout basement, elevated rear deck, larger end unit lot and private tree backed setting.
No HOA, providing an additional advantage for investors and future rental owners.
Comparable Sales and ARV Support
Strong recent renovated comparable at 39799 Hearts Desire Ln sold for 280,000 on October 15, 2026. This property features 3 bedrooms, 2.5 bathrooms and three finished levels, supporting the subject's potential renovated retail value.
Excellent same community comparable at 39783 Hearts Desire Ln sold for 265,000 in April 2026. This property has the same 3 bedroom, 1.5 bathroom layout and approximately 1,120 square feet above grade, with no finished basement.
Subject is offered at only 155,000 and provides the added benefits of an end unit location, larger lot, tree backed setting and full walkout basement.
Estimated renovated ARV is 290,000 after finishing the basement and adding additional living space, a potential fourth bedroom and a second full bathroom.
Property Layout
Main Level: Living room, half bathroom, kitchen and dining area with access to the elevated rear deck.
Upper Level: Primary bedroom with large walk in closet, two additional bedrooms and full hall bathroom.
Lower Level: Approximately 560 square feet of unfinished walkout basement space with good ceiling height and rear access to the backyard.
Renovation and Value Add Potential
Finish the lower level to create additional family or recreational space and increase the home's overall functionality.
Potential to add a fourth bedroom with proper egress and a second full bathroom, subject to feasibility and applicable permitting requirements.
Potential finished configuration of 4 bedrooms and 2.5 bathrooms with approximately 1,680 total square feet across all levels.
Budget for roof and deck replacement as needed.
HVAC was reportedly replaced approximately 10 years ago or less. Verify age, condition and remaining useful life during due diligence.
Investment Strategy
Fix and Flip: Renovate the property, finish the basement and target an estimated retail resale value of 290,000.
Buy and Hold: Comparable homes support estimated rental demand in the upper 1,800s to low 2,000s per month range, with the potential fourth bedroom and additional bathroom possibly improving rental appeal.
The combination of a discounted acquisition price, end unit positioning, no HOA and basement expansion potential creates multiple exit strategies.
Location Highlights
Located in the established Hearts Desire townhouse community in Mechanicsville, St. Mary's County.
Convenient access to Route 5, Route 235, Charlotte Hall, Leonardtown, regional shopping and employment centers.
Offers an affordable owner occupant alternative with access to nearby services and commuter routes.
Deal Numbers and Timeline
Purchase Price: 155,000
Estimated Renovation: 70,000 if finishing the basement
Estimated ARV: 290,000
Estimated Gross Spread Before Closing Costs, Holding Costs, Financing, Selling Costs and Other Expenses: 65,000
Closing Date: January 4, 2027
Offer Deadline: Thursday, October 22, 2026, at 9:00 AM
Required Documents: Proof of Funds and LLC documents must be uploaded for offer consideration.
Important Transaction Notes
Seller of equitable interest only. Property is not owned by the assignor. Transaction is an assignment of the existing contract.
Buyers must conduct their own due diligence and independently verify property condition, renovation costs, market values, rental estimates, permits and expansion feasibility.
Buyers are responsible for property cleanout and all closing costs.
Property information and seller contact restrictions apply. Buyers are strictly prohibited from contacting the seller without express written consent from MarketPro Homebuyers.
No collaboration with other wholesalers.
Contact Information
Contact: Nikki Cornblatt
Call or Text: 484-310-8993
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More About This Property
Nearby Markets12 cities · 8 counties · 12 ZIP codes
Figures from the seller unless a line says otherwise. Verify before you close.
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ARV $290,000
From the listing
The seller picked no comps. Investimate’s own value for this home is $257,000.