75K Down 4.25% Interest 2,100/Month SUBTO Value Add Oppurtunity
2Bd 1Ba 1075sqft
Detached Garage
Down Payment: 75K + Closing Costs
Total Purchase Price: 325K + Closing Costs
Remaining Loan Balance: 250K FHA (AFTER DOWN PAYMENT)
Fixed Interest Rate: 4.25% Fixed
FHA Loan Term: about 24 Years Remaining
Monthly PITI: $2,111 ( ADJUSTS TO APPROX. $1,966 on July 2027)
Solar PPA: about $250/month which transfers to the new buyer
Lot Size: 5,662 sqft | Built 1936
Rehab Estimate: 5K-10K
ARV: 360K
About the Property:
This 1936 2 bed 1 bath is a value-add opportunity with minor repairs and a roof in Great condition. Hold it long term on the 4.25% rate and add the ADU for more income. Perfect for Long-Term Hold, Value Add, or House Hack. Detached Garage in the Back, ADU Potential for Additional Income.
QUICK BREAKDOWN
Total Purchase Price: 325K (75K down + 250K loan)
Work Needed: 5K-10K
About the Area:
Stockton 95203, near Victory Park (Haggin Museum and Rose Garden) and the University of the Pacific area
Stockton Unified School District, with Victory Elementary (K-8) and Stockton High School nearby
Hospitals: Dameron Hospital is in 95203, St. Joseph's Medical Center is in 95204
Downtown Stockton, Stockton Arena and Banner Island Ballpark
SOLD COMPS
1427 W Willow St Stockton CA 95203 - 360K - 1,076 SqFt - 334 PPSF - Sold 10/2026
1670 W Poplar St Stockton CA 95203 - 345K - 1,091 SqFt - 316 PPSF - Sold 08/2026
1125 Carlton Ave Stockton CA 95203 - 345K - 1,269 SqFt - 272 PPSF - Sold 07/2026
1872 W Willow St Stockton CA 95203 - 340K - 1,188 SqFt - 286 PPSF - Sold 08/2026
•Non-Refundable EMD of $10,000 Required within 24 hours of signing•Buyer to conduct their own due diligence – Property sold AS-IS•Property delivered vacant at closing•Close of Escrow on or before 12/24/2026•Buyer covers all closing costs•Assignment of contract – Seller is selling equitable interest in the property
Calling ALL Serious Buyers Ready to seize this unique investment opportunity
Call or Text Angelo Barrios at (209) 880-3325
More About This Property
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Nearby Markets12 cities · 8 counties · 12 ZIP codes
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ARV $360,000
From the listing
The seller picked no comps. Investimate’s own value for this home is $339,000.